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UMP: SOC_NE_US
Date: Mon, 21 Apr 2025 15:33:37 -0400 (EDT)
From: alerts@td.com
To: FABIO@BEWONDERFUL.COM.BR
Message-ID: hQRUbTy+7u/7w6DXll8CHhGt2Wi4+ZCWuJxv1+faHhwNU2UtmW575KGsMKZw5P4I1en6YV5OMrm9wixu9Pkz6uYq1Fo70eFCQDllhg+ykt8JQ/Dh2MdSA8JY043qWCpg
Subject: Changes to Third-Party Deposit Policies
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Left END --><div lang=3D"en"><!--<setting locale=3D"en_US">--><title>Change=
s to Third-Party Deposit Policies</title><table style=3D"width: 100%;"><tr>=
<td style=3D"font-family: Arial, Helvetica, Verdana, sans-serif; font-size:=
 16px; line-height: 24px; color: #1C1C1C; padding-bottom: 12px;">Dear Value=
d Business Customer, </td></tr><tr><td style=3D"font-family: Arial, Helveti=
ca, Verdana, sans-serif; font-size: 16px; line-height: 24px; color: #1C1C1C=
; padding-bottom: 24px;">We are committed to providing the highest standard=
s of security and service for your accounts at TD&nbsp;Bank. As part of our=
 ongoing efforts to safeguard your business accounts from fraud and financi=
al crime, we are updating our policies regarding third-party deposits. </td=
></tr><tr><td><h1 style=3D"font-family: Arial, Helvetica, Verdana, sans-ser=
if; font-size: 22px; line-height: 32px; font-weight: 700; color: #1C1C1C; t=
ext-align: center; margin: 0; margin-bottom: 12px;">What's Changing? </h1><=
/td></tr><tr><td style=3D"font-family: Arial, Helvetica, Verdana, sans-seri=
f; font-size: 16px; line-height: 24px; color: #1C1C1C; padding-bottom: 16px=
;">Effective March&nbsp;31,&nbsp;2025, an authorized signer on your account=
 will need to approve any additional individuals eligible to make in-person=
 deposits into your business account at a TD location. Once authorized, the=
se individuals will be designated as 'Deposit Conductors' and permitted to =
make deposits on your behalf. This change includes drive-thru at our TD loc=
ations*. </td></tr><tr><td style=3D"font-family: Arial, Helvetica, Verdana,=
 sans-serif; font-size: 16px; line-height: 24px; color: #1C1C1C; font-weigh=
t: 700; padding-bottom: 4px;">Why This Change? </td></tr><tr><td style=3D"f=
ont-family: Arial, Helvetica, Verdana, sans-serif; font-size: 16px; line-he=
ight: 24px; color: #1C1C1C; padding-bottom: 16px;">This policy aims to enha=
nce account security and protect against potential fraud and financial crim=
e. By authorizing specific deposit conductors, we can better monitor accoun=
t activities and protect against illegitimate transactions. </td></tr><tr><=
td style=3D"font-family: Arial, Helvetica, Verdana, sans-serif; font-size: =
16px; line-height: 24px; color: #1C1C1C; font-weight: 700; padding-bottom: =
4px;">What Happens Next? </td></tr><tr><td style=3D"font-family: Arial, Hel=
vetica, Verdana, sans-serif; font-size: 16px; line-height: 24px; color: #1C=
1C1C; padding-bottom: 28px;">We're making it easy for you to identify and a=
uthorize an individual to make in person deposits on your behalf. It's an e=
asy process to ensure the person you wish to authorize can continue making =
in-person deposits without disruption. </td></tr><tr><td style=3D"backgroun=
d-color: #f9f9f9; padding: 20px;"><table role=3D"presentation" cellspacing=
=3D"0" cellpadding=3D"0" width=3D"100%"><tr><td style=3D"padding-bottom: 12=
px;"><h2 style=3D"font-family: Arial, Helvetica, Verdana, sans-serif; font-=
size: 18px; line-height: 28px; font-weight: 700; color: #1C1C1C; text-align=
: center; margin: 0;">Here's what you need&nbsp;to&nbsp;do: </h2></td></tr>=
<tr><td style=3D"font-family: Arial, Helvetica, Verdana, sans-serif; font-s=
ize: 16px; line-height: 24px; color: #1C1C1C; padding-bottom: 20px;"><ol cl=
ass=3D"forDumbOutlooks" style=3D"margin: 0; padding-inline-start: 20px;"><l=
i style=3D"margin: 0;"><b>Fill out the Form:</b> Click the button below to =
complete the "Request to Add Deposit Conductor(s)" form and provide the req=
uired information for individual(s) designated to make deposits to your acc=
ount. <table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" widt=
h=3D"100%"><tr><td align=3D"center" style=3D"padding: 20px 0;"><!--[if mso]=
> <v:rect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-=
microsoft-com:office:word" href=3D"https://authorizedsigner.td.com/ncfporta=
l/depositconductor" style=3D"height: 40px; v-text-anchor: middle; width: 24=
0px;" stroke=3D"f" fillcolor=3D"#008A00"> <w:anchorlock/><center><![endif]-=
-><a href=3D"https://authorizedsigner.td.com/ncfportal/depositconductor" ta=
rget=3D"_blank" style=3D"background-color: #008A00; color: #FFFFFF; display=
: inline-block; font-family: Arial, Helvetica, sans-serif; font-size: 15px;=
 font-weight: 700; line-height: 40px;  text-align: center; text-decoration:=
 none; max-width: 239px; width: 100%; -webkit-text-size-adjust: none; ">Com=
plete form </a><!--[if mso]></center></v:rect><![endif]--></td></tr></table=
></li><li style=3D"margin: 0;"><b>Submit the Form:</b> Please make sure to =
<b>complete the digital form(s) prior to March 31, 2025</b>, to ensure Depo=
sit Conductors can make in-person deposits without disruption.</li></ol></t=
d></tr><tr><td style=3D"font-family: Arial, Helvetica, Verdana, sans-serif;=
 font-size: 16px; line-height: 24px; color: #1C1C1C; padding-bottom: 4px;">=
<b>Important Notes:</b></td></tr><tr><td style=3D"font-family: Arial, Helve=
tica, Verdana, sans-serif; font-size: 16px; line-height: 24px; color: #1C1C=
1C; "><ul class=3D"forDumbOutlooks" style=3D"margin: 0;"><li style=3D"margi=
n: 0;">This form is being sent one time to you, the authorized signer on re=
cord. Should you need to add conductor(s) to additional business accounts, =
the link will remain active for multiple submissions. Please be sure to "re=
fresh" your webpage after each form submission.</li><li style=3D"margin: 0;=
">Up to five conductors can be added per form. Should more than five conduc=
tors be needed per account, the link will remain active for multiple submis=
sions.</li><li style=3D"margin: 0;">Only one authorized signer should compl=
ete this form to avoid duplication.</li><li style=3D"margin: 0;">Do not use=
 "copy and paste" for best user experience.</li><li style=3D"margin: 0;">At=
 this time, Deposit Conductors must be 18 years or older with a valid socia=
l security number.</li></ul></td></tr></table></td></tr><tr><td><h2 style=
=3D"font-family: Arial, Helvetica, Verdana, sans-serif; font-size: 22px; li=
ne-height: 32px; font-weight: 700; color: #1A5336; text-align: center; marg=
in: 0; margin-bottom: 16px; margin-top: 28px;">Questions? Let&nbsp;us&nbsp;=
help! </h2></td></tr><tr><td style=3D"font-family: Arial, Helvetica, Verdan=
a, sans-serif; font-size: 16px; line-height: 24px; color: #1C1C1C;  padding=
-bottom: 16px;">If you have questions or need assistance, please call our S=
mall&nbsp;Business Contact&nbsp;Center at <a style=3D"color: #038203; text-=
decoration: underline;" href=3D"tel:+18008633622">1&#8209;800&#8209;863&#82=
09;3622</a>, Monday to Friday 8&nbsp;a.m.&nbsp;&ndash;&nbsp;5 p.m&nbsp;(EST=
). </td></tr><tr><td style=3D"font-family: Arial, Helvetica, Verdana, sans-=
serif; font-size: 16px; line-height: 24px; color: #1C1C1C; padding-bottom: =
16px;">Thank you for choosing&nbsp;TD to assist with your financial needs. =
We look forward to helping you through the Deposit Conductor authentication=
 process. </td></tr><tr><td style=3D"font-family: Arial, Helvetica, Verdana=
, sans-serif; font-size: 16px; line-height: 24px; color: #1C1C1C; padding-b=
ottom: 20px;">*Remote Deposit Capture and TD&nbsp;Vault Service is not affe=
cted by this change </td></tr><tr><td style=3D"font-family: Arial, Helvetic=
a, Verdana, sans-serif; font-size: 16px; line-height: 24px; color: #1C1C1C;=
 ">Sincerely, </td></tr><tr><td style=3D"font-family: Arial, Helvetica, Ver=
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bsp;Commercial&nbsp;Bank </td></tr><tr><td style=3D"padding: 30px 0;"><tabl=
e role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">=
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mmediately. For more information, please visit <a style=3D"color: #038203; =
text-decoration: underline;" href=3D"https://www.td.com/us/en/personal-bank=
ing/security-center">tdbank.com/security</a>.</p><p style=3D"font-family: A=
rial; font-size: 13px; line-height: 20px; color: #555555;margin-bottom: 12p=
x;">For written correspondence, please contact us at:<br>TD Bank, Attention=
: Marketing<br>P.O. Box 9540<br>Portland, ME 04112-9540</p><p style=3D"font=
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