Hello Darlene and Lucas,

We now have the "Nine Central Fire Alarm Letter" acknowledged by Universal,

as well as the fact that this situation has existed since at least 2015.

Lucas, last year you told me that I could submit the fire alarm letter,

at any point during the coverage period, and receive a total refund.

And now, Darlene, you are telling me the calculation is *pro rata*.

I am sorry, but I disagree.

I have the message from Lucas regarding this.

As for the new insurance, I would prefer to have the new coverage and new quote with the fire alarm letter already included.

I do not understand why I would need to pay for insurance without the fire alarm letter

only to receive a refund for it later; that makes no sense.

Please recalculate my insurance renewal quote and send it to me, now with the Nine Letter.

I look forward to hearing from you.
Regards.



Fabio J. Odon
Brand Manager
 

+55 (11) 4280-8811     +55 (11) 98383-5511
fabio@bewonderful.com.br     www.bewonderful.com.br

AGÊNCIA WONDERFUL
marketing   comunicação   promoção   incentivo   digital   social

Alameda Rio Negro, 585   Bloco A   8 andar   Barueri SP    Brasil   Cep 06454-000
Pense no MEIO AMBIENTE antes de imprimir. Você realmente precisa de uma cópia impressa?




-------- Mensagem respondida --------
Assunto: RE: Correct Fire Alarm Letter: Re: Fire Alarm Centrally Monitored Letter : Unit 1203 : From Nine Mgr.
Data: Fri, 28 Aug 2026 12:02:49 -0300
De: Darlene Mast < darlene.mast@brightway.com >
Para: fabio@bewonderful.com.br

Hi Fabio,

 

Good morning,  I uploaded the new fire alarm certificate to Universal Property & Casualty Insurance  for

The additional credit.

Universal P&C Insurance said policy renewal 9/01/2026  would need  to be paid before the credit is added, if policy is paid

In full , Universal will send a refund for the discount.

 

Any credit to the policy 9/01/25 to9/01/26  would be up to the underwriting guidelines as alarm certificate was

uploaded 8/28/2026.

 

Please e-mail or call me with any questions.

 

Thank you

Darlene

 

 

 

Darlene Mast

Licensed Agent

Office: (954) 800-8300 | Direct: 954-906-9667

Policy Servicing: 888-254-5014

Payments: (866) 426-8323

See our Reviews

 

Please be advised that insurance coverage cannot be added, deleted or otherwise changed until it is confirmed in writing by Brightway Insurance or your insurance carrier.

 

This e-mail and any files transmitted with it are the property of Brightway Insurance are confidential, and are intended solely for the use of the individual or entity to whom

this e-mail is addressed. If you are not one of the named recipient(s) or otherwise have reason to believe that you have received this message in error, please delete this

message immediately from your computer and notify the sender immediately. Any other use, retention, dissemination, forwarding, printing, or copying of this e-mail is

strictly prohibited. Addressees should scan this email and any attachments for viruses.

 

From: fabio@bewonderful.com.br
Sent: Thursday, August 27, 2026 4:28 PM
To: Lucas Aloisi
Cc: Darlene Mast ; fabiojolds@gmail.com; renata@bewonderful.com.br
Subject: Correct Fire Alarm Letter: Re: Fire Alarm Centrally Monitored Letter : Unit 1203 : From Nine Mgr.
Importance: High

 

CAUTION:This email originated from outside of the organization. Do not click links or open attachments unless you recognize the sender and know the content is safe.

 

Good afternoon Lucas and Darlene,

I hope this emails finds you well.

 

Atached whe have the Nine Mary Brickell Village Unit 1203 Fire Alarm Centrally Monitored Letter, from management.

I believe now we have the correct letter.

 

Please i would like to have discount in the current one, since this process ir working since more than 3 years,

and also have a new quote to renew the insurance, with the same discount.

 

Could you please check this and get back to us as soon as possible?

 

Regards.

 

Owner Unit 1203

fabio@bewonderful.com.br (professional email)

fabiojolds@gmail.com (personal email)

Fabio J. Odon
Brand Manager

 


+55 (11) 4280-8811     +55 (11) 98383-5511
fabio@bewonderful.com.br     www.bewonderful.com.br

AGÊNCIA WONDERFUL
marketing   comunicação   promoção   incentivo   digital   social

Alameda Rio Negro, 585   Bloco A   8 andar   Barueri SP    Brasil   Cep 06454-000
Pense no MEIO AMBIENTE antes de imprimir. Você realmente precisa de uma cópia impressa?





-------- Mensagem encaminhada --------

Assunto:

Re: Fire Alarm Centrally Monitored Letter : Unit 1203 : From Nine Mgr.

Data:

Thu, 27 Aug 2026 11:25:06 -0300

De:

9 Manager < mgr@ninembv.com >

Para:

fabio@bewonderful.com.br

Cc:

am@ninembv.com,lucas.aloisi@brightway.com,darlene.mast@brightway.com

 

Good morning Fabio,

 

Thank you for contacting Nine at Mary Brickell Village management team,

 

See the attached requested letter on Nine letterhead.

 

If you require further assistance, feel free to reach out to me directly.

Bryan Rosales

General Manager

Nine at Mary Brickell Village Condominium Association, Inc.

999 SW 1st Ave | Miami, FL 33130
Management Office
(305)379-7166
Email: ninemgr@fsresidential.com

Website | Facebook | LinkedIn | YouTube

 

 

 

 


From: fabio@bewonderful.com.br
Sent: Monday, August 24, 2026 12:20 PM
To: Manager
Cc: Assistant Manager ; lucas.aloisi@brightway.com ; darlene.mast@brightway.com
Subject: Fire Alarm Centrally Monitored Letter : Unit 1203 : From Nine Mgr.

 

Goos afternoon Bryan,

I hope this email finds you well.

 

It's Fabio from Unit 1203.

I need a Letter from Nine Mgr that the Fire Alarm is Centrally Monitored to the Insurance Company.

 

I tried my discount with the letter attached, but the Insurance Company denied.

This is the answer from Universa:

 

---

We recently sent a request to add the fire and sprinkler alarm credit to Universal for an additional credit. Universal denied the additional

Credit due to letter from the management company not indicating alarm is centrally monitored.

Please resend us a letter from the management company stating centrally monitored.

---

 

Could you please preprare and send me the correct Letter?

Regards.

Fabio J. Odon
Brand Manager

 


+55 (11) 4280-8811     +55 (11) 98383-5511
fabio@bewonderful.com.br     www.bewonderful.com.br

AGÊNCIA WONDERFUL
marketing   comunicação   promoção   incentivo   digital   social

Alameda Rio Negro, 585   Bloco A   8 andar   Barueri SP    Brasil   Cep 06454-000
Pense no MEIO AMBIENTE antes de imprimir. Você realmente precisa de uma cópia impressa?





-------- Mensagem encaminhada --------

Assunto:

Fwd: New documents available on your Universal Property web-account

Data:

Thu, 13 Aug 2026 19:26:37 -0300

De:

Fabio Jolds < fabiojolds@gmail.com >

Para:

lucas.aloisi@brightway.com

Cc:

fabio@bewonderful.com.br,am@ninembv.com

 

Good evening Lucas,

I hope this email finds you well.

 

I received the insurance renewal quote.

Last year, I did not receive the discount, even though my apartment has a fire alarm and the Nine at Mary Brickell Village building is also equipped with a comprehensive fire prevention and alarm system.

I went to the building management office and requested a letter to verify this.
I have attached the letter they provided.

Please include this item to apply the additional discount to the renewal proposal and then send me the updated quote.

I am available should you have any questions.
The contact details for the building management are below, in case you need anything else:

Lorenzo Puentes, LCAM

Assistant General Manager

Email: am@ninembv.com

 

Nine at Mary Brickell Village Condominium Association, Inc.

999 SW 1st Ave | Miami, FL 33130
Management Office
(305)379-7166, Ext 1002
Email: am@ninembv.com 

Website | Facebook | LinkedIn | YouTube



Best regards,
Fabio

---------- Forwarded message ---------
De: Universal Property & Casualty Insurance Company <donotreply@universalproperty.com>
Date: seg., 13 de jul. de 2026 às 07:38
Subject: New documents available on your Universal Property web-account
To: <fabiojolds@gmail.com>

 

You can view the following documents from your web-account on https://universalproperty.com

#

Policy Number

Description

Date Sent

1

1503-2502-5669

Renewal Offer

07/13/2026

Image removed by sender.