Envelope-to: fabio@bewonderful.com.br
Delivery-date: Tue, 20 Jan 2026 12:48:14 -0300
From: "TD Bank" <email@e.tdbank.com>
To: <fabio@bewonderful.com.br>
Subject: Uncover the true value of your business
Date: Tue, 20 Jan 2026 09:46:13 -0600
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Uncover the true value of your business
 
 
 
 
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https://view.e.tdbank.com/?qs=fcacaf5d978b8df92a52c34b8ce89e45a0fbc11710dee13ac7073f5faa3c7f315e117cf5d15a5bfa33726a4e2ce40eacdb7f79855b309a9fbea94957f9aae0067d0726818858b31da735c96ee94c8091cadb414c7ed02c72 
 View web version  


 
https://click.e.tdbank.com/?qs=dc53f20259a6f89a1310d78afe2793832ea117f8d75323068f34585fde030b5c26f1c7655e0c39501c553da7555629b74575e1e1efeebe66510584854dc6e7ed 


 
 
https://click.e.tdbank.com/?qs=dc53f20259a6f89ac517c561314979da8d951f192b401dda828876f10b8ae2977973131b07694fd7ece5fe5e820ac9634cf0fddeb765714f9be9acb4747f79ab 

As a business owner, it’s more important than ever that you know what your business is worth. Why now?

42% of business owners anticipate an ownership change in the next 5 years.1

That’s why we’ve created this 
https://click.e.tdbank.com/?qs=6c9d07e84dd0d816f115647ba73799db650949dd8ce898e5129a37835ac65c06890ea842445bcdb6778e61563b20639d524793a0c9e39476e804d7971cf92067 
article  that shows how regular valuations can strengthen your business and position it for long-term success.2


https://click.e.tdbank.com/?qs=6c9d07e84dd0d816f115647ba73799db650949dd8ce898e5129a37835ac65c06890ea842445bcdb6778e61563b20639d524793a0c9e39476e804d7971cf92067 
Learn more now 



https://click.e.tdbank.com/?qs=6c9d07e84dd0d81660bc1bde8b38a74408ffe6587d8114dc74076706cdcba91b30c83d5dbbf9abc79e454f24bd227bdb5b5152bf8f7a34b5e8a0b5f69c8daf78 
Enroll now  to access the power of the
TD Small Business Dashboard

Utilize the Business Valuation Insights tool,3 track financials, automate cash-flow forecasting and benchmark your performance with the 
https://click.e.tdbank.com/?qs=6c9d07e84dd0d8167a0606c7935c7884320e0491da81bd7867bca3b9ea7f059dba662e426ff1d244ca19840a8fb7fdbab823a65dad8dcc644b3778d7c813ec39 
TD Small Business Dashboard , your business intelligence center.


 

 Need help or want to say hi? 
https://click.e.tdbank.com/?qs=6c9d07e84dd0d816316d24f321faf876093d9e40a874cc0b0aa92b84bf8fe85a64ec1874dae95a05189c9ebf6ca904b39580b57e5e0fde9d0e2a76d93d545ea0 
Find us 

Connect with TD Bank

https://click.e.tdbank.com/?qs=6c9d07e84dd0d81673ae31810740284ef6063e829d008287600b07766e626762fcb61d6332c026fc8bf2fc20000732aa21ced517191de5a725744e723d920240 

https://click.e.tdbank.com/?qs=6c9d07e84dd0d816a8d820ae51d7634d7333059c7b481020ba73cc95a3381d846ea2969ca617de57c9ab4aae14562545b8e174b0d7b49fe54d71123533c182e0 

https://click.e.tdbank.com/?qs=6c9d07e84dd0d816e93d684ae18ca7b68ccd952bd3713e8b105e3e1748dc7658c17b3ae7d2c912c4913a61736a73dfa14f2a4530691a54ef8cca816d0047a9e1 

https://click.e.tdbank.com/?qs=6c9d07e84dd0d816d0c58007010c580ada902c94184f23856822608fae39b0195f9b4d345aa8da11232cc210e6c08a23b48111051729cf535d368e7fb3ae1e5a 

https://click.e.tdbank.com/?qs=6c9d07e84dd0d816a1729cb8fe29ae93de0c8d8972397b71081d898f765f6961448a95068b779cb49721a11f8c6127a9f3425aef9f5bdcab77cbe920b2c57a7f 

https://click.e.tdbank.com/?qs=6c9d07e84dd0d8167d28c287e5e7724298c4aa20de8d38e6475d715b121bc98128471f0e069c0bc73ad0ba741311510226a5a7cd1f84be22085034f9db77c5af 

1Statistic provided by Barlow Research Associates, Inc. from their Small Business Banking 2025 Annual Report. $100K-<$10MM Small Business Rolling 4 Quarter Data (1Q2024-4Q2024).


2This article is based on information available in November 2025. It is for general information purposes only. It is not intended to provide specific financial, investment, tax, legal, accounting or other advice and should not be acted or relied upon without the advice of a professional advisor. A professional advisor will recommend action based on your personal circumstances and the most recent information available.


3The Business Valuation Insights tool within the TD Small Business Dashboard is available to Small Business Owners who have $100K or more in revenue.



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tdbank.com/security .



For written correspondence, please contact us at:

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TD Bank, N.A., Member FDIC

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    background-color: #EEEEEE;
  }

  @media only screen and (min-width: 960px) {
  }

  @media only screen and (max-width: 619px) {
    /*THIS IS THE SAMSUNG WIDTH FIX*/
    html,
    body,
    #MessageViewBody,
    #MessageWebViewDiv,
    body .container,
    #MessageViewBody .container,
    #MessageWebViewDiv .container {
      min-width: 100vw !important;
      margin: 0 auto !important;
      zoom: 1 !important;
      width: 100% !important;
    }

    .hide_for_mobile,
    .hide_for_mobile img {
      display: none !important;
      position: fixed !important;
      visibility: hidden !important;
      height: 0 !important;
      width: 0 !important;
    }

    .show_for_mobile,
    .show_for_mobile img {
      display: block !important;
      /* Visually Hidden */
      width: 100% !important;
      /* Visually Hidden */
      height: auto !important;
      /* Visually Hidden */
      overflow: visible !important;
      /* Visually Hidden */
      position: static !important;
      /* Visually Hidden */
      min-height: 0px !important;
      /* Gmail */
      line-height: normal !important;
      /* Outlook */
      font-size: medium !important;
      /* Outlook */
    }

    .show_for_mobile_fullwidth {
      display: table !important;
    }

    .mobile-centered {
      text-align: center !important;
    }

    .mobile-centered-button {
      text-align: center !important;
      margin: auto !important;
      display: flex !important;
      display: grid !important;
      width: 200px !important;
    }

    .py-7 {
      padding-top: 40px !important;
      padding-bottom: 40px !important;
    }

    .px-7 {
      padding-left: 40px !important;
      padding-right: 40px !important;
    }

    .pt-7 {
      padding-top: 40px !important;
    }

    .pb-7 {
      padding-bottom: 40px !important;
    }

    .pl-7 {
      padding-left: 40px !important;
    }

    .pr-7 {
      padding-right: 40px !important;
    }

    .py-6 {
      padding-top: 30px !important;
      padding-bottom: 30px !important;
    }

    .px-6 {
      padding-left: 30px !important;
      padding-right: 30px !important;
    }

    .pt-6 {
      padding-top: 30px !important;
    }

    .pb-6 {
      padding-bottom: 30px !important;
    }

    .pl-6 {
      padding-left: 30px !important;
    }

    .pr-6 {
      padding-right: 30px !important;
    }

    .py-5 {
      padding-top: 25px !important;
      padding-bottom: 25px !important;
    }

    .px-5 {
      padding-left: 25px !important;
      padding-right: 25px !important;
    }

    .pt-5 {
      padding-top: 25px !important;
    }

    .pb-5 {
      padding-bottom: 25px !important;
    }

    .px-4 {
      padding-left: 20px !important;
      padding-right: 20px !important;
    }

    .py-4 {
      padding-top: 20px !important;
      padding-bottom: 20px !important;
    }

    .pt-4 {
      padding-top: 20px !important;
    }

    .pb-4 {
      padding-bottom: 20px !important;
    }

    .pr-4 {
      padding-right: 20px !important;
    }

    .pl-4 {
      padding-left: 20px !important;
    }

    .pt-3 {
      padding-top: 15px !important;
    }

    .pb-3 {
      padding-bottom: 15px !important;
    }

    .pr-3 {
      padding-right: 15px !important;
    }

    .pl-3 {
      padding-left: 15px !important;
    }

    .px-3 {
      padding-left: 15px !important;
      padding-right: 15px !important;
    }

    .pt-2 {
      padding-top: 10px !important;
    }

    .pb-2 {
      padding-bottom: 10px !important;
    }

    .pr-2 {
      padding-right: 10px !important;
    }

    .pl-2 {
      padding-left: 10px !important;
    }

    .pt-1 {
      padding-top: 5px !important;
    }

    .pb-1 {
      padding-bottom: 5px !important;
    }

    .pr-1 {
      padding-right: 5px !important;
    }

    .pl-1 {
      padding-left: 5px !important;
    }

    .h1,
    .headline-h1 {
      font-size: 30px !important;
      line-height: 35px !important;
    }

    .h2,
    .headline-h2 {
      font-size: 25px !important;
      line-height: 30px !important;
    }

    .h3,
    .headline-h3 {
      font-size: 20px !important;
      line-height: 24px !important;
    }

    .h4,
    .headline-h4 {
      font-size: 20px !important;
      line-height: 28px !important;
    }

    .body-base {
      font-size: 16px !important;
      line-height: 22px !important;
    }

    .body-small {
      font-size: 14px !important;
      line-height: 18px !important;
    }

    .body-large {
      font-size: 18px !important;
      line-height: 24px !important;
    }

    .body-tiny {
      font-size: 12px !important;
      line-height: 16px !important;
    }

    .view-in-browser {
      background-color: #FFFFFF;
    }

    .mobile-width-200px {
      width: 200px !important;
      height: auto !important;
      display: inline-block !important;
      text-align: center !important;
      margin: 0 auto !important;
      padding: 0 !important;
    }

    .mobile-width-150 {
      width: 150px !important;
      height: auto !important;
      display: inline-block !important;
      text-align: center !important;
      margin: 0 auto !important;
      padding: 0 !important;
    }

    .mobile-width-140 {
      width: 140px !important;
      height: auto !important;
      display: inline-block !important;
      text-align: center !important;
      margin: 0 auto !important;
      padding: 0 !important;
    }

    .mobile-width-125 {
      width: 125px !important;
      height: auto !important;
      display: inline-block !important;
      text-align: center !important;
      margin: 0 auto !important;
      padding: 0 !important;
    }

    .mobile-width-100 {
      width: 100px !important;
      height: auto !important;
      display: inline-block !important;
      text-align: center !important;
      margin: 0 auto !important;
      padding: 0 !important;
    }

    .mobile-width-full {
      width: 100% !important;
      text-align: center !important;
    }

    .mobile-stack {
      width: 100% !important;
      display: block !important;
    }

    .mobile-stack-50 {
      width: 50% !important;
      display: block !important;
    }

    .mobile-center {
      text-align: center !important;
    }

    .mobile-center table.button-primary-light {
      margin: auto !important;
    }

    .mobile-icon {
      width: 40px !important;
      height: auto !important;
    }

    .mobile-icon-large {
      width: 125px !important;
      height: auto !important;
    }

    .mobile-icon-medium {
      width: 80px !important;
      height: auto !important;
    }

    table.mobile-icon-center,
    img.mobile-icon-center {
      margin-left: auto !important;
      margin-right: auto !important;
    }

    .mobile-hide-br {
      display: none;
    }

    .mobile-align-top,
    td.mobile-align-top {
      vertical-align: top !important;
      vertical-align: text-top !important;
      background-color: #FFFFFF !important;
    }

    td.logo {
      text-align: center !important;
      align: center !important;
    }

    img.logo-img {
      display: inline-block !important;
      text-align: center !important;
      margin: auto !important;
      width: 132px !important;
    }

    img.logo-img-left {
      display: inline-block !important;
      text-align: left !important;
      margin: 0 !important;
      width: 132px !important;
    }

    .logo-shield img.logo-img {
      display: inline-block !important;
      text-align: center !important;
      margin: auto !important;
      width: 48px !important;
    }

    .logo-left-amcb img.logo-img {
      display: inline-block !important;
      text-align: center !important;
      margin: auto !important;
      width: 220px !important;
    }

    .logo-shield img.logo-img {
      width: 30px !important;
    }

    .logo-wealth-right img.logo-img {
      width: 75px !important;
    }

    .mobile-display-inline img {
      display: inline-block !important;
      text-align: center !important;
      margin: 0 auto 0 auto !important;
    }

    .button-primary,
    .button-primary:hover,
    .button-primary:focus {
      background-color: #FF9500 !important;
      color: #1C1C1C !important;
      font-size: 16px !important;
      line-height: 16px !important;
      padding-left: 15px !important;
      padding-right: 15px !important;
      width: 170px !important;
    }

    table.button-primary-light {
      width: 200px !important;
      height: 42px !important;
    }

    table.button-primary-light table,
    table.button-primary-light td {
      width: 200px !important;
      height: 42px !important;
    }

    table.button-primary-light a {
      width: 200px !important;
      font-size: 16px !important;
      line-height: 20px !important;
      padding: 10px 0 !important;
    }
  }
</style>

<!--[if mso]>   <style>     a {       text-decoration: underline !important;     }     a.no-underline {       text-decoration: none !important;     }     .button-primary,     .button-primary a,     .button-primary-light,     .button-primary-light a,     .button-primary-dark,     .button-primary-dark a,     .button-secondary-light,     .button-secondary-light a,     .button-secondary-dark,     .button-secondary-dark a,     .ie-btn-fix,     .ie-btn-fix a {       text-decoration: none !important;     }   </style> <![endif]-->

<!--[if (gte mso 9)|(IE)]>   <style type="text/css">     table,     table td,     table th {       border-collapse: collapse;       border-spacing: 0;       mso-table-lspace: 0pt !important;       mso-table-rspace: 0pt !important;     }   </style> <![endif]-->

<!--[if gte mso 9]>   <style>     sup {       font-size: 100% !important;     }   </style> <![endif]-->

<!--[if (gte mso 9)|(IE)]>   <style type="text/css">     table {       border-collapse: collapse;       border-spacing: 0;     }   </style> <![endif]-->
  </head>
  <body style="margin: 0 auto !important; padding: 0; background: #f5f5f5" class="body"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">We’re here to help small business owners with this essential knowledge.</div>
    <!-- preheader hack slot -->
    
    
      <table border="0" cellpadding="0" cellspacing="0" width="100%" style="margin: 0 auto !important" role="presentation">
        <tr>
          <td>
            <div align="center">
              <!-- BEGIN PREVIEW TEXT -->
              <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
                <tr>
                  <td>
                    
<p style="line-height: 0; overflow: hidden; max-height: 0; font-size: 0 !important; display: none
 !important">&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;
&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;
&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;&zwnj;&nbsp;
                    </p>
                  </td>
                </tr>
              </table>
              <!-- END PREVIEW TEXT -->
              <!-- REQUIRED: START SFMC TRACKING PIXEL, DO NOT REMOVE -->
              <div style="display: none">
                <table width="1" height="1" cellpadding="0" cellspacing="0" border="0" role="presentation">
                  <tr>
                    <td style="font-size: 0px; line-height: 0px">
                      <img src="http://mi.td.com/p/up/939cb87f0390857e/o.gif?mi_u=AMCB_RMNO_00000043234996_BIZ&mi_ecmp=TDSFMC54_SBB_ENG_AH_0126_MW_ThoughtLeadership_W2" width="1" height="1" alt="" aria-hidden="true" />
                    </td>
                  </tr>
                </table>
              </div>
              <!-- REQUIRED: END SFMC TRACKING PIXEL, DO NOT REMOVE -->
              <div role="article" aria-roledescription="email" aria-label="Email from TD Bank" lang="en" dir="ltr" style="font-family: Arial, sans-serif; font-weight: normal; font-size: 18px; line-height: 24px">
                <table role="none" cellpadding="0" cellspacing="0" border="0" width="100%" style="background: #f5f5f5">
                  <tr>
                    <td align="center">
                      <!-- START: EMAIL CONTENT CONTAINER -->
                      <table width="600" border="0" align="center" cellpadding="0" cellspacing="0" class="container" style="width: 600px" role="none">
                        <!-- START: VIEW IN BROWSER -->
                        <tr>
                          <td style="padding-left: 16px; padding-right: 16px">
                            <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
                              <tr>
                                <td align="right" style="padding: 8px 0; font-size: 12px; line-height: 16px; font-family: Arial, sans-serif; color: #1A5336; text-decoration: none">
                                  <a href="https://view.e.tdbank.com/?qs=fcacaf5d978b8df92a52c34b8ce89e45a0fbc11710dee13ac7073f5faa3c7f315e117cf5d15a5bfa33726a4e2ce40eacdb7f79855b309a9fbea94957f9aae0067d0726818858b31da735c96ee94c8091cadb414c7ed02c72" class="link-dark-green" style="color: #1A5336; font-size: 12px; line-height: 16px; text-decoration: underline; font-weight: normal!important; mso-line-height-rule: exactly"> View web version </a>
                                </td>
                              </tr>
                            </table>
                          </td>
                        </tr>
                        <!-- END: VIEW IN BROWSER -->
                        <tr>
                          <td align="center" bgcolor="#ffffff" style="background: #ffffff">
                            <!-- START: SFMC BODY SLOT -->
                            <!-- G-H-1 START -->
<table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
    <tr>
        <td bgcolor="#ffffff" class="px-3 pt-1 pb-1" style="padding-left: 24px; padding-top: 8px; padding-bottom: 8px; padding-right: 24px">
            <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
                <tr>
                    <td align="left" class="logo">
                        <a href="https://click.e.tdbank.com/?qs=dc53f20259a6f89a1310d78afe2793832ea117f8d75323068f34585fde030b5c26f1c7655e0c39501c553da7555629b74575e1e1efeebe66510584854dc6e7ed" title="TD Bank" target="_blank" style="display: block">
                            <img class="logo-img" src="https://image.e.tdbank.com/lib/fe8f12747761027970/m/1/398719c0-58aa-4110-9274-47a066f4a1b4.png" width="164" height="70" border="0" alt="TD Bank" style="display: block; padding: 0; color: #1c1c1c; text-decoration: none; font-family: Arial, sans-serif; width: 164px; height: auto">
                        </a>
                    </td>
                </tr>
            </table>
        </td>
    </tr>
</table>
<!-- G-H-1 END -->
                            <!-- END: SFMC BODY SLOT -->
                            <!-- START: SFMC BODY SLOT -->
                            <!-- SBB-HO-1 START -->
<table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
    <tr>
        <td align="center">
            <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
                <tr>
                    <td valign="top" align="left"                         style="font-size: 18px; line-height: 24px; font-family: Arial, sans-serif; color: #1c1c1c">
                        <a href="https://click.e.tdbank.com/?qs=dc53f20259a6f89ac517c561314979da8d951f192b401dda828876f10b8ae2977973131b07694fd7ece5fe5e820ac9634cf0fddeb765714f9be9acb4747f79ab" style="display: block">
                            <img class="mobile-width-full"                                 src="https://image.e.tdbank.com/lib/fe3a11727564047c751277/m/1/8b619df3-f6d1-42a5-adad-5199a0c4ba29.png"                                 width="600" height="400" border="0" alt="Do you know the value of your business?"                                 style="display: block; padding: 0; color: #1c1c1c; text-decoration: none; font-family: Arial, sans-serif; width: 600px; height: auto" />
                        </a>
                    </td>
                </tr>
            </table>
        </td>
    </tr>
</table>
<!-- SBB-HO-1 END --><!-- G-TB-1 START -->
<table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
    <tr>
        <td bgcolor="#FFFFFF" class="pt-4 pb-4 pl-4 pr-4" style="padding-top: 32px; padding-bottom: 32px; padding-left: 32px; padding-right: 32px; background-color: #ffffff; color: #1c1c1c">
            <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
                <tr>
                    <td align="left" style="font-size: 18px; line-height: 24px; mso-line-height-rule: exactly; font-family: Arial, sans-serif; color: #1c1c1c" class="body-base">As a business owner, it’s more important than ever that you know what your business is worth. <strong>Why now?</strong>
                    </td>
                </tr>
            </table>
        </td>
    </tr>

<!-- G-TB-1 END -->
<!-- Green BLOCK 1 : BEGIN -->
        <tr>
          <td>
            <table  style="padding: 8px 40px 8px 40px; " cellspacing="0" width="100%" role="presentation">
              <tr>
                <td align="center" class="pt-0">
                  <p style="padding: 32px; font-family: arial, helvetica, sans-serif; font-size: 24px; line-height: 29px; mso-line-height-rule: exactly; font-weight: bold; color: #008a00;  text-align: center; margin: 0; border:2px solid #008a00; display:inline-block;">42% of business owners anticipate an ownership change in the next 5 years.<sup>1</sup>
                  </p>
                </td>
              </tr>
            </table>
          </td>
        </tr>

</table>
<!-- Green BLOCK 1 : END --><!-- G-TB-1 START -->
<table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
    <tr>
        <td bgcolor="#FFFFFF" class="pt-4 pb-4 pl-4 pr-4" style="padding-top: 32px; padding-bottom: 32px; padding-left: 32px; padding-right: 32px; background-color: #ffffff; color: #1c1c1c">
            <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
                <tr>
                  <td align="left" style="font-size: 18px; line-height: 24px; mso-line-height-rule: exactly; font-family: Arial, sans-serif; color: #1c1c1c" class="body-base">That’s why we’ve created this <a class="link-green" style="text-decoration: underline; font-weight: bold; color: #008a00" href="https://click.e.tdbank.com/?qs=dc53f20259a6f89a1132816400274cef74642e1e9dcd24705d21bb6be877cf50269e89aed6c9c9e6940b709b09845b0bf6ebf646bde47bb03e9be87934899c36"  >article</a> that shows how regular valuations can strengthen your business and position it for long-term success.<sup>2</sup>
                    </td>
                </tr>
            </table>
        </td>
    </tr>
</table>
<!-- G-TB-1 END --><!-- G-B-1 START -->
<table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
    <tr>
        <td bgcolor="#FFFFFF" class="pt-1 pb-3 pl-4 pr-4" style="padding-top: 8px; padding-bottom: 24px; padding-left: 32px; padding-right: 32px; background-color: #ffffff; color: #1c1c1c">
            <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
                <tr>
                    <td align="center">
                        <table border="0" cellpadding="0" cellspacing="0" class="button-primary-light" role="none" style="width: 240px; height: 46px; background: #ff9500" width="240">
                            <tr>
                                <td align="center" valign="middle" width="240">
                                    <table align="center" border="0" cellpadding="0" cellspacing="0" role="none" style="mso-border-alt: 1px solid #ff9500; width: 240px; height: 46px" width="240">
                                        <tr>
                                            <td align="center" height="46" valign="middle" width="240" style="color: #1c1c1c; font-weight: bold !important; font-family: Arial, sans-serif" class="ie-btn-fix">
                                                <a href="https://click.e.tdbank.com/?qs=6c9d07e84dd0d8164d494bdcfb7c5147bab365d5563792786d2bf0c848c49ade7d85e2f0d2887420529430d70b491c9632c100cb4839ada8639f6161dac2c0c7"  aria-label="Learn more now, opens a new tab" style="font-weight: bold !important; color: #1c1c1c !important; display: inline-block; padding: 8px 0; text-decoration: none; width: 240px; font-size: 18px; line-height: 22px; font-family: Arial, sans-serif" target="_blank">
                                                    <span style="color: #1c1c1c !important; text-decoration: none !important">Learn more now </span>
                                                </a>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                            </tr>
                        </table>
                    </td>
                </tr>
               
            </table>
        </td>
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                    <td style="font-size: 12px; line-height: 16px; font-family: Arial, sans-serif; color: #1c1c1c; padding: 8px 0 8px 0"><sup>1</sup>Statistic provided by Barlow Research Associates, Inc. from their Small Business Banking 2025 Annual Report. $100K-&lt;$10MM Small Business Rolling 4 Quarter Data (1Q2024-4Q2024).
<br><br>
<sup>2</sup>This article is based on information available in November 2025. It is for general information purposes only. It is not intended to provide specific financial, investment, tax, legal, accounting or other advice and should not be acted or relied upon without the advice of a professional advisor. A professional advisor will recommend action based on your personal circumstances and the most recent information available.
<br><br>
<sup>3</sup>The Business Valuation Insights tool within the TD Small Business Dashboard is available to Small Business Owners who have $100K or more in revenue.
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TD Bank, Attention: Marketing<br>
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Portland, ME 04112-9540
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