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From: "Porto Bank" <comunicacao@novidades.portoseguro.com.br>
To: <fabio@bewonderful.com.br>
Subject: IOF Zero: + economia para suas compras internacionais
Date: Fri, 13 Mar 2026 14:29:23 -0600
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Porto Bank
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 Olá, Fabio

 Que tal fazer as suas compras internacionais sem pagar IOF?
 

 Isso mesmo, a sua próxima viagem para o exterior ou compra online em moeda estrangeira pode sair mais barata, basta você pedir o Cartão Porto Bank¹ e depois ativar o IOF Zero² no App Porto.
 

https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImQ5NjAzN2VhLTlhZjgtNDUzZi04NjU0LWQzNmVjYzZhMGYyNCIsImRla1ZlcnNpb24iOjEsIml2IjoidytEMEwvUGFRaEF1ZmJqM1Npdko1QT09IiwiY2lwaGVyVGV4dCI6Ii9kMTFoMnhvalJFVG9pTWh5V1N5S2s0djlUVDlyT2tRbVJyMzVvc1JGMzlxL3VLQzdUREs2bDV2bE1mS3k0WlZ0aTZpWVlBTTVObnU1VnBibzdNRTJNeTFWaEVaSmdDdHcrRDBML1BhUWhBdWZiajNTaXZKNUE9PSIsImF1dGhUYWciOiI3dVZhVzZPekJOak10VllSR1NZQXJRPT0ifQ%3D%3D 

 Quero o cartão
  
Confira algumas vantagens:

 O benefício é sem nenhum custo e você ativa uma vez só
 

 Receba o valor do imposto de compras internacionais como cashback na fatura
 

 Oportunidade para fazer a viagem dos sonhos ou comprar no exterior
 


 E aí, bora começar a economizar? Peça já o seu Cartão Porto Bank!
 

https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImJmZTc2OTNmLTA5NGMtNGJlNi1iZDA1LWE1MWYzZjZjYTBmYSIsImRla1ZlcnNpb24iOjEsIml2IjoiSG1EaDJjbW1oYkFZd1RHYzM2NWFEQT09IiwiY2lwaGVyVGV4dCI6IlJLOWwwWHRGNEk0RDRtN2ExU2RZRWhlWEVxc2lzZGQwWVhTRExLSmI0dHNjV2hCaUlTVXUrZ2Y2UlR0bURPYVpWdDBxTkVTY3hsR2JiQnJCZ0lNUjltL0tYeDZmK3k0NEhtRGgyY21taGJBWXdUR2MzNjVhREE9PSIsImF1dGhUYWciOiJtMndhd1lDREVmWnZ5bDhlbi9zdU9BPT0ifQ%3D%3D 

 Quero o cartão
  
Todo cuidado é Porto.

Baixe o App e fale com seu Corretor.
 

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 Portoseg S/A Crédito, Financiamento e Investimento - CNPJ: 04.862.600/0001-10.

 Av Rio Branco, 1489 - Campos Elíseos - São Paulo/SP - CEP 01205-001.
 

 Central de Relacionamento: 4004 3600 (capitais e regiões metropolitanas) | 0800 727 7477 (demais localidades) | Atendimento no exterior (sujeito a cobrança): 55 11 3366 3126
 
Atendimento das 8h30 às 18h30. Atendimento 24h exclusivo para furto, roubo e transações suspeitas.

 Atendimento exclusivo para deficientes auditivos: 0800 701 5582 | SAC: 0800 727 2769 (cancelamento, reclamações e informações) 
Atendimento 24h
11 3003 9303

Nos envie uma mensagem sempre que precisar.

 Atendimento 24 horas por dia.
 

https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImZkZGU3YWYxLTJkZjYtNDliMy05YmVkLWUyMTBhOGRmN2YzMCIsImRla1ZlcnNpb24iOjEsIml2IjoiSE40VWoyY0JDTk1uQ0t3WTRiT0pCQT09IiwiY2lwaGVyVGV4dCI6IldQTVpzQ0ExeG5XdmFPWUlNUFVzRDlCdVdDOXlFck5MOVRNYTc0cmZSdnlSaUtWQ2ZjdHB6RW5wU0ZQQW41M3QvYTZ4N3NEYmhsT1BvV1o0dlFXdkI0bGhHU0hXay80WkhONFVqMmNCQ05NbkNLd1k0Yk9KQkE9PSIsImF1dGhUYWciOiJqNkZtZUwwRnJ3ZUpZUmtoMXBQK0dRPT0ifQ%3D%3D 
Área do Cliente  | 
 
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Atendimento  | 
 
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Sustentabilidade  |
 
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Segurança 


 1. Solicitação do Cartão Porto Bank sujeita à análise. 2. Benefício sem custos, disponível exclusivamente após adesão via App Porto e sujeito à alteração das condições e/ou interrupção a exclusivo critério da Portoseg S.A. Consulte os Termos e Condições em 
https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6IjQ5M2M4YzJlLTJkN2EtNDUxNS1hMjgzLWE2NzA1ZmYyYzJiMyIsImRla1ZlcnNpb24iOjEsIml2IjoiMDJsUmRBWFJ6TVNJYkZsdVFrbE5qZz09IiwiY2lwaGVyVGV4dCI6IjdqOUFIcy9kbEU4NFU5U0dkZThWYnZVMDlHSE1BM3Z2TEFpT1BROE5pSHRuNGJTcFptN2l3eGlpZTVYa2U4YWQ3Vk5DSUF4VWVrWTJhdkl1Q21hSDdLdGd4SjR5UWxVLzAybFJkQVhSek1TSWJGbHVRa2xOamc9PSIsImF1dGhUYWciOiJObXJ5TGdwbWgreXJZTVNlTWtKVlB3PT0ifQ%3D%3D 
www.portoseguro.com.br/cartao-de-credito/regulamento-iof. O cashback poderá ocorrer até 7 dias após a data da compra .
 


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                        Este e-mail foi enviado por: 
                        Porto Seguro - Corporativo MC<br>
                        Alameda Barão de Piracicaba 618, São Paulo, SP, 01216-012 BR    
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<div class="preheader" style="font-size: 1px; display: none !important;">Compre no exterior e receba o valor do imposto de volta</div>
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         <img src="https://content.campanhaporto.com.br/bank/11490/images/hero_4.png" alt="Porto Bank | Suas compras internacionais sem IOF" width="600" class="responsive-box" style="display: block">
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         Olá, <b>Fabio</b>
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         Que tal fazer as suas compras internacionais sem pagar IOF?
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         Isso mesmo, a sua próxima viagem para o exterior ou compra online em moeda estrangeira pode sair mais barata, basta você pedir o <strong>Cartão Porto Bank</strong>¹ e depois ativar o <strong>IOF Zero</strong>² no <strong>App Porto</strong>.
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          <a  href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImQ2OGViYjYxLTU4NjItNGZiNy1hMjVhLTI1OGZmNjc3MmViOCIsImRla1ZlcnNpb24iOjEsIml2IjoiVURNYmlqSlBIU0lwakg3WllHMGJQQT09IiwiY2lwaGVyVGV4dCI6IitOMks5bHZxbnlUOGJYaGp1bEFaOStFZ1RLcHRuMGFYdmFhblpGUXZXVE95TzJ2enpiQkRuQVJ1SXZVZ0h0dnpGbEt4RThWM05hQ3JJYmJsOVQxS0J0V0hsdEhadWFnTlVETWJpakpQSFNJcGpIN1pZRzBiUEE9PSIsImF1dGhUYWciOiJxeUcyNWZVOVNnYlZoNWJSMmJtb0RRPT0ifQ%3D%3D" target="_blank" style="background-color:#2C3DA8;border-radius:5px;color:#FFFFFF;display:inline-block;font-family:'Open Sans', Arial, Helvetica, sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:center;text-decoration:none;width:226px;-webkit-text-size-adjust:none">
           Quero o cartão
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         <strong>Confira algumas vantagens:</strong>
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           <td width="32" valign="top" style="padding: 20px 16px 10px 20px">
            <img src="https://content.campanhaporto.com.br/bank/11490/images/check.png" alt="" width="32"  style="display: block">
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           <td style="padding: 20px 20px 10px 0" valign="middle" class="content">
            O benefício é sem nenhum custo e você ativa uma vez só
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           <td width="32" valign="top" style="padding: 0 16px 10px 20px">
            <img src="https://content.campanhaporto.com.br/bank/11490/images/check.png" alt="" width="32"  style="display: block">
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            Receba o valor do imposto de compras internacionais como cashback na fatura
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           <td width="32" valign="top" style="padding: 0 16px 20px 20px">
            <img src="https://content.campanhaporto.com.br/bank/11490/images/check.png" alt="" width="32"  style="display: block">
           </td>
           <td style="padding: 0 20px 20px 0" valign="middle" class="content">
            Oportunidade para fazer a viagem dos sonhos ou comprar no exterior
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         E aí, bora começar a economizar? Peça já o seu Cartão Porto Bank!
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           Quero o cartão
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            <strong>Todo cuidado é <span style="text-decoration: underline;">Porto</span>.</strong>
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               <strong>Baixe o App</strong> e fale com seu <strong>Corretor</strong>.
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                  <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImYzY2IyOGJkLWM0YjQtNGEyNy05ZDljLTdkN2U5ODM0ZjM0ZCIsImRla1ZlcnNpb24iOjEsIml2IjoiUGxRNVRJRXgvamJDTGtkcjdqWlB6UT09IiwiY2lwaGVyVGV4dCI6IkZISGpkM3JsTVkyb28ralpXR004WjJka05CSm5DTnZZOS9hV04zNkRLOVJ4RVhZVDJNbjRyUTQ2U01iT0FYdjExV1lJRzdqTGNHY0dxcEREOVBBWHRKR0d0TVpKdk41clBsUTVUSUV4L2piQ0xrZHI3alpQelE9PSIsImF1dGhUYWciOiJCcXFRdy9Ud0Y3U1JoclRHU2J6ZWF3PT0ifQ%3D%3D" target="_blank" title="Baixe o App da Porto na Apple">
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                  <img src="https://content.campanhaporto.com.br/cartoes/9617/images/google.png" alt="Disponível no Google Play" width="107" height="35" style="display: block">
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            <img src="https://content.campanhaporto.com.br/cartao/9567/images/porto_logo.png" alt="Porto Bank" width="130" height="30" style="display: block">
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                     <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6IjJlMGEzOTEzLTcxNWMtNDQyYi1hMDg0LWU3NWU3NGJjOGE0ZCIsImRla1ZlcnNpb24iOjEsIml2IjoiUVJBUWZGWGJBamdvd3h0L2xzVU1FUT09IiwiY2lwaGVyVGV4dCI6Iit4Y0N6UVJsUTBjcFRLMWVkby93QXdiRFpQenc3Qkx4UTlLQUF4YlRRWS9jcmFCTHg0aDNoL1Z1MjlQbXcvVWtlMVFTbmpLSy80L3RJUkZwTm85Q1dHOUc0Y0xzcGNuQVFSQVFmRlhiQWpnb3d4dC9sc1VNRVE9PSIsImF1dGhUYWciOiI3U0VSYVRhUFFsaHZSdUhDN0tYSndBPT0ifQ%3D%3D" target="_blank" title="Siga o Facebook da Porto" class="cta-botao"><img src="https://content.campanhaporto.com.br/cartao/9567/images/facebook.png" alt="" width="40" height="40" style="display: block"></a>
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                     <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6Ijc0NjQzMDYxLWYzNDUtNGIyMC05YmVjLThhNTM0MTEwMWJmOSIsImRla1ZlcnNpb24iOjEsIml2IjoiQjd1ZGVlcVRadjFyRXZGRlRQbmhmQT09IiwiY2lwaGVyVGV4dCI6IjcydElZemMydEw0SmpwUFFyMTYvYVNXRkxjNW9Mc2ZKVUhrMG9jSy8vTGhBd2NmNkRDVitmRzVaYjRkZ3dOUUowOTQveXJIZ1dKZ1V5anpZdHZpaVNKcXpsWldjeFdYN0I3dWRlZXFUWnYxckV2RkZUUG5oZkE9PSIsImF1dGhUYWciOiJGTW84MkxiNG9raWFzNVdWbk1WbCt3PT0ifQ%3D%3D" target="_blank" title="Siga o X da @porto" class="cta-botao"><img src="https://content.campanhaporto.com.br/cartao/9567/images/x.png" alt="" width="40" height="40" style="display: block"></a>
                    </td>
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                     <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImI3ZmFmZTBmLTZiNzEtNDc0MS04ZTA3LWIzYzhjZGYzYWNmNSIsImRla1ZlcnNpb24iOjEsIml2IjoiTEpteTFUSWJ5TG5YNkl6cElOUVMxdz09IiwiY2lwaGVyVGV4dCI6IjY4SWNOZkZMS0xJZ2srRUpzeFQzalpraUd6Qi9XNHdINVpVL1M5RThTSFlYbFhXL2h2cWpXL0szWlJXcGNBSE90bkhvbGluY085WGgraXZXTUR0aGZNK3dJSUFvMGo1SkxKbXkxVElieUxuWDZJenBJTlFTMXc9PSIsImF1dGhUYWciOiI0Zm9yMWpBN1lYelBzQ0NBS05JK1NRPT0ifQ%3D%3D" target="_blank" title="Siga o LinkedIn da Porto" class="cta-botao"><img src="https://content.campanhaporto.com.br/cartao/9567/images/linkedin.png" alt="" width="40" height="40" style="display: block"></a>
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                     <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6IjA0MjUzZmRhLWJiZjAtNGIzMy1hMGQ3LThhMzMyM2JiMmIzZSIsImRla1ZlcnNpb24iOjEsIml2IjoiZUtpUDdublFKeU8wRklhSXErb2lyQT09IiwiY2lwaGVyVGV4dCI6InpIZzUvRUJvRXR2ZmNVcTBMdEMxRlRvalk0eDJNUzlwTXFUSWtRQlZiM3FzRkNNYmt6cURHM2NIOThVQ1h5ekI5UFcwZ25hTGZGQTlSc2hablVRdWNrc1Q1Z3hIZEVYUGVLaVA3bm5RSnlPMEZJYUlxK29pckE9PSIsImF1dGhUYWciOiJQVWJJV1oxRUxuSkxFK1lNUjNSRnp3PT0ifQ%3D%3D" target="_blank" title="Se inscreva no canal do YouTube da Porto" class="cta-botao"><img src="https://content.campanhaporto.com.br/cartao/9567/images/youtube.png" alt="" width="40" height="40" style="display: block"></a>
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                     <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6IjdhZjQyYTU1LTQxNmMtNGQxYS1hY2IwLWM2NGViODUyOWY4OCIsImRla1ZlcnNpb24iOjEsIml2IjoieWxsUG9vaTRaMFNvUzZuV0E3c1c0dz09IiwiY2lwaGVyVGV4dCI6IkpGYk9lTHpqdTNEMUdkL0d2OEVhWWd1M0hiTXE4Vk83VjQwNFN1SHBjUzFMVEtRb21CV2hXLzBWNFMrSlhPRkN0QlRTNElTdkY3ZGNHUTBHNHBPdUV6UXRNVlptbDBSbXlsbFBvb2k0WjBTb1M2bldBN3NXNHc9PSIsImF1dGhUYWciOiJYQmtOQnVLVHJoTTBMVEZXWnBkRVpnPT0ifQ%3D%3D" target="_blank" title="Siga a Porto no TikTok" class="cta-botao"><img src="https://content.campanhaporto.com.br/cartao/9567/images/tiktok.png" alt="" width="40" height="40" style="display: block"></a>
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                     <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImFkMjI2MjI3LWFmM2QtNGI4OS05MzhhLTEwMGVhZTJmY2VkNiIsImRla1ZlcnNpb24iOjEsIml2IjoiWlJtRHgvZUZZaWlXRXJreThNRncyQT09IiwiY2lwaGVyVGV4dCI6IlhJMHNic1NrdlNGbEI2K1FKUVZtQy9adCtjNW9QMCs4RUt2dkhMU2lyeUNSVk53WWtaNlFMakVqbXI4ZEZwNld5OVhJaTlkbVNOZVZYaFhPVllzY0Zqc0tkazNGTEppOFpSbUR4L2VGWWlpV0Vya3k4TUZ3MkE9PSIsImF1dGhUYWciOiJsVjRWemxXTEhCWTdDblpOeFN5WXZBPT0ifQ%3D%3D" target="_blank" title="Siga a Porto no Threads" class="cta-botao"><img src="https://content.campanhaporto.com.br/cartao/9567/images/threads.png" alt="" width="40" height="40" style="display: block"></a>
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            Portoseg S/A Crédito, Financiamento e Investimento - CNPJ: 04.862.600/0001-10.<br>
            Av Rio Branco, 1489 - Campos Elíseos - São Paulo/SP - CEP 01205-001.
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            Central de Relacionamento: 4004 3600 (capitais e regiões metropolitanas) | 0800 727 7477 (demais localidades) | Atendimento no exterior (sujeito a cobrança): 55 11 3366 3126
            <br>
            <span style="font-size: 11px; line-height: 16px">Atendimento das 8h30 às 18h30. Atendimento 24h exclusivo para furto, roubo e transações suspeitas.</span>
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           <td style="padding: 15px 20px 0px 15px" align="center">
            Atendimento exclusivo para deficientes auditivos: 0800 701 5582 | SAC: 0800 727 2769 (cancelamento, reclamações e informações) <br>
            <span style="font-size: 11px; line-height: 16px">Atendimento 24h</span>
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                     <img src="https://content.campanhaporto.com.br/cartao/9567/images/WA_Logo.png" alt="" width="25" style="display: block">
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                     <strong style="color: #00a1fc; white-space: nowrap">11 3003 9303</strong>
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                  <strong>Nos envie uma mensagem sempre que precisar.</strong> <br>
                  Atendimento 24 horas por dia.
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               <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImRiMGM2N2ZjLWFlY2YtNDNmMi05Y2RkLWE4YzQwYmZjZDhlOCIsImRla1ZlcnNpb24iOjEsIml2IjoiLzk1M1ZrMENlMjdyK3IwZ0NzOU1oQT09IiwiY2lwaGVyVGV4dCI6IkxOdUNObGZ3MzIrTXIrRlIwdVZyWFh4a0gxQnhyNWVvbzlTVzliMko4OHNoRi9mS25sa2FXVkxuQnE0Skh6RlhLc0ZvcXZiK2swRGJhSkt3ZFBtcURFVmZkYTZjU1l4Ny85NTNWazBDZTI3cityMGdDczlNaEE9PSIsImF1dGhUYWciOiIyMmlTc0hUNXFneEZYM1d1bkVtTWV3PT0ifQ%3D%3D" target="_blank" title="Área do Cliente" style="text-decoration: none; font-size: 12px; text-decoration: underline;color: #8d8d8d;">Área do Cliente</a> | 
               <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6IjMwZTE2MTBlLTZkM2YtNDlkMC04N2JhLWU4YWIyNWUwNjI3YSIsImRla1ZlcnNpb24iOjEsIml2IjoiMFViV0F1WGN0QW1CVDJDRVN0YkJxUT09IiwiY2lwaGVyVGV4dCI6IlFpc25wSllXWTV6bDZxLzJrRVFTamN3a3E2TFRILzJkWmNMTGJ6Mm12YWRReTNhZ05qWmhIcVhKU0NxdFFXdXBjTktuTDlaK2MvVld4T1ZMSDlIOHROWWxsWGR1RWQxZDBVYldBdVhjdEFtQlQyQ0VTdGJCcVE9PSIsImF1dGhUYWciOiJWc1RsU3gvUi9MVFdKWlYzYmhIZFhRPT0ifQ%3D%3D" target="_blank" title="Atendimento" style="text-decoration: none; font-size: 12px; text-decoration: underline;color: #8d8d8d;">Atendimento</a> | 
               <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6IjcxZWVmYjE4LWQ5OTYtNGFjYS05YjdjLTM0ZTg4ZjBhY2MwOCIsImRla1ZlcnNpb24iOjEsIml2IjoiSDRiaTJwdWR6WDBKZzg2MVAzYWQ3Zz09IiwiY2lwaGVyVGV4dCI6Ik8rRVJvaTVSS0ZSWU92Nyt6OGFWMnVCUFBiMzc5UVJ2SkhFWjNsY3haNEpXVlIwcGdncWp5VWNhc283U0ZtUndoQ1VocUxzMnRWam42YkNkaTh2ZXFhSWxESSs1Sjc5a0g0YmkycHVkelgwSmc4NjFQM2FkN2c9PSIsImF1dGhUYWciOiI1K213bll2TDNxbWlKUXlQdVNlL1pBPT0ifQ%3D%3D" target="_blank" style="text-decoration: none; font-size: 12px; text-decoration: underline;color: #8d8d8d;" title="Sustentabilidade">Sustentabilidade</a> |
               <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImY4MDU0NWM5LWQwYzUtNDkzNy05NWEwLTk2Y2MzNGRiNzViMSIsImRla1ZlcnNpb24iOjEsIml2IjoiLzZ2djhqUk9sY2dPaEsyeXNxT3k1QT09IiwiY2lwaGVyVGV4dCI6IkJ5OEZxUGNMZklnamdVNUJmY045Um9lOGpKazJiOE5VOGJJd0pMNUVTL1V1NnNmU29EcVRkNE84RFVBTFNsd0NSOU0zMHVoWkVHczFJL2tod1hvY2MwMlFVaThYbytpaC82dnY4alJPbGNnT2hLMnlzcU95NUE9PSIsImF1dGhUYWciOiJOU1A1SWNGNkhITk5rRkl2RjZQb29RPT0ifQ%3D%3D" target="_blank" style="text-decoration: none; font-size: 12px; text-decoration: underline;color: #8d8d8d;" title="Sustentabilidade">Segurança</a>
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           <td style="padding: 0px 20px 30px 20px" align="justify">
            1. Solicitação do Cartão Porto Bank sujeita à análise. 2. Benefício sem custos, disponível exclusivamente após adesão via App Porto e sujeito à alteração das condições e/ou interrupção a exclusivo critério da Portoseg S.A. Consulte os Termos e Condições em <a href="https://click.novidades.portoseguro.com.br/?qs=eyJkZWtJZCI6ImMyNzk0NzNhLTVmYTEtNGYwNy1iMTg3LThiYjgwMjA4ZWViNyIsImRla1ZlcnNpb24iOjEsIml2IjoiWlZsbEREK1FGMXVzUlVCczRVbzV3dz09IiwiY2lwaGVyVGV4dCI6IkgxeUlJOFdmenlZbU9DZkphSGlzZ3lvTko5dlRUTFMvcHZkdGdLaEF2SXo4QUdpWkhKTkgxQmpKN0dGbU9IWHVIMmxybDdWZ0NDd2RCbWIydmF1TUVrQSttY09VK0JxRlpWbGxERCtRRjF1c1JVQnM0VW81d3c9PSIsImF1dGhUYWciOiJIUVptOXIycmpCSkFQcG5EbFBnYWhRPT0ifQ%3D%3D" target="_blank">www.portoseguro.com.br/cartao-de-credito/regulamento-iof. O cashback poderá ocorrer até 7 dias após a data da compra</a>.
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                    Este e-mail foi enviado por: 
                    Porto Seguro - Corporativo MC<br>
                    Alameda Barão de Piracicaba 618, São Paulo, SP, 01216-012 BR                  
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