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*View the Important Credit Card Terms and Conditions to learn more about the introductory balance transfer offer, rates and fees before applying.
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**A prequalification request is not an application for credit. The presentation of offers, or lack thereof, in response to a prequalification request does not constitute a credit approval or decline. Any response to your prequalification request is only an initial determination of the offers for which you could qualify. To receive a credit decision, you must still submit an application in accordance with TD Bank procedures. Checking if you're prequalified generates a soft credit inquiry that is visible only to you, unlike a hard credit inquiry, which is visible to other creditors and may impact your credit score. We use the soft credit inquiry to understand your creditworthiness.
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1Late fee forgiveness does not change your monthly payment requirement. Past due payments will be reported to credit bureaus subject to applicable law and standard practices. This may affect your credit score.
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2To learn more about TD Visa Credit Card Benefits please visit https://www.td.com/us/en/personal-banking/credit-cards/benefits-features.
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IMPORTANT INFORMATION REGARDING THIS OFFER
Does the Balance Transfer offer apply to purchases?
No. If you take advantage of this offer and then use your Account to make new purchases, you can avoid paying interest on those new purchases if you pay each month by the payment due date, the “Payment to Avoid Purchase Interest” amount shown within the “Payment Information” box on your Account Statement. See the Credit Card Agreement available through Online Banking for further details.
Is there a Balance Transfer fee?
You will be charged an introductory Balance Transfer fee of either $5 or 3%* of the amount of each transfer, whichever is greater during the intro period. After that, either $5 or 5% of the amount of each transfer, whichever is greater. Should your Balance Transfer request be approved, the amount of the Balance Transfer transaction fee will be added to your minimum monthly payment amount in the month the balance transfer posts to your account.
What do I need to take advantage of the Balance Transfer offer?
When requesting a balance transfer, you need the credit card account information for the balance you would like to transfer to TD Bank.
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AUTHORIZATION AND CONDITIONS
You must be at least 18 years of age. This offer is non-transferable.
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Visa is a registered trademark of VISA International Service Association and used under license.
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TD Bank, N.A. is the card issuer/creditor of the Credit Card program described in this offer.
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To ensure future delivery of promotional messages from TD Bank to your inbox, please add email@e.tdbank.com to your address book.
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This email is an advertisement or solicitation. If you no longer wish to receive TD Bank promotional emails, please unsubscribe.
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Email Security: Protecting your privacy is TD Bank’s priority. We will never ask you to confirm your account number, PIN, password or any other personal information via email. If you are concerned that you have received a fraudulent email, proprietary information or would like to report a suspicious email, please forward
the email to phishing@td.com or contact TD Bank’s Fraud Resolution Group at 1-800-893-8554 immediately. For more information, please visit tdbank.com/security.
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For written correspondence, please contact us at:
TD Bank, Attention: Marketing
P.O. Box 9540
Portland, ME 04112-9540
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TD Bank, N.A., Member FDIC
©2025 TD Bank, N.A. and/or its affiliates. All rights reserved.
The TD logo and other TD trademarks are owned by The Toronto-Dominion Bank or its affiliates and are used under license.
All other trademarks or service marks are the property of their respective owners.
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